I recently returned from the Baltic that included visits to cities in 7 countries. Before departing the US I contacted my CC issuer to "reconfirm" that my so-called chip and pin card would be accepted at automated kiosks in Europe and Scandinavia. I contacted the CC issuer before this trip as it was not accepted at automated kiosks on a visit in 2014 (to 11 different countries). Back to my recent inquiry; I was "assured" my card would work. . .it didn't. This trip my wife had different chip and pin cards (issued by different banks); so we tried her also. Not surprisingly, hers didn't work either.
In addition to my personal frustration on the recent visit, on three occasions there were other Americans attempting to use automated kiosks with cards issued in the US; none of their worked. Is there any American issued credit card that will be accepted by European/Scandinavian automated kiosks? I might add the CCs will work in ATMs (including the PIN number), but this is of no help when standing at an automated kiosk that doesn't accept cash.