We had a USAA true chip and PIN MasterCard which worked very well in Europe in 2013-2015 and also in Australia and New Zealand. Then they replaced it with a Visa card and on our 2016 trip it would cause the machine to spit out a receipt for signature. We never needed the PIN function on that trip but I wonder how we would have fared if it were required.
We did fine in Patagonia in March with the chip and signature card, but wonder if we will encounter problems in our September Trip to Austria and Slovenia. Can anyone advise? I would love to have another true chip and PIN card, but maybe it is not necessary? In any case, who still offers these in the US? Thanks for your help.