- When you travel you dont have the same support network as you do at
home.
- When you travel you are less award of the norm and may not spot
issues that a local might.
- When you travel loosing something can cost you a lot to revise travel
plans.
So, sure, be more cautious when traveling.
To the question, you are going to some pretty low risk places. Google the top pickpocket cities in Europe and none of your stops will be in the list.
I take precautions for a lot of the same reasons I listed, even though I live here and I do know a bit more and do have a support network and won’t end up losing a lot of money with changing travel plans. It’s still a hassle to replace my US bank cards long distance.
But I dont fool with a money belt. They are great if that is what makes you feel safer. I trade that for comfort and enjoyment and ease of transactions. The next step down is anything with a zipper that stays close to your body ... all the time. Never hang it under the bar and forget it (I know someone who did).
I just push my money clip deep in one pocket and my flip phone deep in the other. If its a crowded metro line, I put my hands in my pockets. Its habbit now.
I suspect a lot of the loss to pickpockets is really just dropping things or forgetting things. But we always look for the worst cause that isn’t our fault.
But no criticism no matter what you decide. The goal is to be relaxed, whatever that takes, and enjoy.