Ok, so I've read about VPNs & password managers from this previous posting:
https://community.ricksteves.com/travel-forum/tech-tips/free-wifi-can-come-at-a-cost-anyone-use-a-personal-vpn
I'm about to signup for a password manager as I have soooooo many to keep track of but I can't quite wrap my little old brain around the vpn concept. :(
I use DuckDuckGo on my phones & tablet. I travel with 2 phones as one is still locked, the 2nd older phone has a GiffGaff SIM. We typically stay in AirB&B cottages with free WiFi access. We do not use open WiFi at the airports or cafes. We do not access banks when traveling other than an occasional ATM visit. DH pays for Verizon's international plan as he takes business calls while we're out & about. The tablet is only used to send daily trip reports & photos to family & friends as phone text is too tiny for lengthy trip reports.
Really would appreciate your knowledgeable thoughts for VPN necessity. Hate paying for annual subscription when we only travel for a month each year.
Thank you so much for sharing your knowledge with this technically challenged older person.