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Cardless Access to ATMs in Europe

So here in the US, I don't use a physical ATM card to get cash from my bank's ATM. I have my debit card in my Apple Wallet and use it at Bank of America ATMs to get cash. Are NFC readers at ATMs prevalent in Europe?

Posted by
2547 posts

They exist in the UK.

Are they prevalent? I don't know because I use contactless cards. In the past two years, I've never needed to withdraw cash from an ATM.

From reading what my Nat West bank says you need a Nat West app (and account) to withdraw cash from Nat West machines. So while the technology is here, your BOA account isn't.

Posted by
6996 posts

Never heard of such a thing in France. And contactless purchase is capped to €50 here.

Posted by
5355 posts

The most common cardless withdrawal method in the UK is via a PIN using the bank's phone app. So it has to be the same bank (or within the same group) to work.

There are also ATMs that work contactless but I don't know any that work for accounts not with the same bank as the ATM.