I only wear money belts if I am solo traveling, and then sometimes not, and I'd like to totally get away from it if possible. I find I use a money belt more for separating and organizing my financials/documents more than for security. When I travel I like to be able to have a small crossbody that I can pull from my purse/daybag for when I'm walking or going out just for dinner. So I have my main credit card, ID, health cards and passport in this bag, and then my back up financials, separate, often in a zippered pocket in the purse/daybag. That means sometimes both are in the daybag, attached or zippered in an inside pocket, but separated. Granted with a money belt, there is no concern, but I think it is overkill for me, most times. I never used a money belt, or had even heard of one until I came on this site about 1999 so plenty of no problem travels before that. I use a leg wallet when I do, but others use waist or neck wallets. My bags, crossbody and/or daybag, are always attached to me when in transit. Often, once arrived, I leave my backup in my suitcase. I am wondering what others do to separate their stash, but still have it secure without bothering with money belt types. I love to hear about other people's systems and it is time we started talking packing!
How do you keep your financials and documents organized or secure, excluding money belts (leg wallets, waist belts, neck wallets)? Are you comfortable having two separate spots in your bag or do you have another system? Vests? Zippered pockets? Scarfs?