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Verizon Smart Phone Germ..Swit.Italy.France

Trying to figure out if we should go with our Verizon plan (se below) for one phone or get a International SIM card.
1. How do I find out if my phone is unlocked?
2, SIM card or VZW Plan, which is better?
Here is what VZW told me:
The Samsung S5 will work in all the countries you are visiting as long as you call *611 before you leave and have them (Verizon Customer Service) turn on International Roaming (in their system) and add a Global plan. I would recommend that you only use one of your phones for communicating (Voice, Text, Email) and the others you can take with you , put in airplane mode and then use them for taking pictures.
The Global Plan is $25/mo and you can add it right before you leave and then remove it as soon as you return. With the $25 monthly fee you get
· 100MB of data.

· Voice= $.25/min.
· Texts= $.25/message

If you would rather do a pay as you go plan:
· Voice = $1.29/min
· Text = $.50/message
· Data = $20/MB:

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