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Using a Debit Card as Credit

First off, sorry if this has been covered. I have searched but didn't see this question. Here in the states, I can run my debit card but choose credit as payment type. Has anybody used their debit card as a credit card in Europe? Thanks.

Posted by
32349 posts

Kristi, as with the previous reply, NO.

Posted by
19273 posts

Ok, maybe I shouldn't have been so cheeky. The least expensive places in Europe only take cash. You can get that with your debit card from ATM machines. If you go somewhere where they accept a credit card, you'll pay more.

Posted by
791 posts

I use mine all the time as a credit card here in Italy (and everywhere else I go in Europe). It's very handy. There are plenty of places here that won't take credit cards but they're becoming fewer and fewer.

Posted by
9110 posts

I use my debit card to make small purchases (in the credit mode) as often as I can in my travels...works better in big cities. I have a Continental Airlines debit card so I like to earn miles, plus I hate handling coins and bills. In addition my debit card has a PayPass contact-less chip, so in some stores all I have to do is hold my wallet up to the reader...no pin, or signature required.

Posted by
121 posts

I've used it for smaller purchases. I've also used it for cash, but some European ATMs would not take it on my last trip, but I also carry a credit card that will give me cash too.