I thought I'd share a positive experience. After years of travel and being very lucky, we had to use travel insurance for our first time. We had planned a 3 and a half week trip nearly a year ago - scheduled to depart on January 21. Having an elderly parent and elderly pets, we bought travel insurance with a cancel for any reason rider. Sadly we discovered one of our dogs had an aggressive cancer that needed immediate treatment. For us, the right decision was to cancel our trip.
We have always purchased our insurance through Seven Corners out of Indianapolis. We notified the company of our decision to cancel the trip on January 16. We had gathered all the needed documentation (which was quite a bit) in the days leading up to the cancellation. I'm happy to report they accepted our claim with all documentation that I provided. No further questions. We had reimbursement for our claim in our checking account by January 25. So very happy we bought the insurance.