The Points Guy has an interesting article on EClaimsLine, the third party travel insurance provider used by many credit card issuers offering travel insurance and/or car rental insurance. Just something to consider before you rely on your credit card to provide insurance. https://thepointsguy.com/guide/eclaimsline-insurance-issues/
Posted by
Sacramento, California U.S.A.
10633 posts
Interesting article. Thanks for sharing.
Posted by
near San Francisco
5471 posts
Good information, especially since I'm currently evaluating my insurance options for this year's trips.
Posted by
Eastern Iowa, USA
8123 posts
I think the maxim, "you get what you pay for" applies in many cases.
Couple that with a variety of rules and requirements that people rarely look into, until after they have a problem, and often once they no longer can get the documentation.
If you really want to use credit card insurance for a car rental or travel insurance, then call the administrator of the plan (not customer service of the credit card) and ask them what is covered and what is needed for a claim, before you use it.
Many of the issues in the article probably would have been avoided if they had.
However, if you really have a concern and want assurance, pay for your own plan.
Posted by
Sunriver
1321 posts
The only time we had to make a claim on the credit card was on a rental car .... they were great!!!