Recently reading a post on whether or not to carry your passports with you or leave them in the hotel, I'm seeing alot of information about things like money belts neck sashes, and other security methods to wear to carry things like money, passports, valuables, etc.... Being someone who has never used these methods and, I guess been lucky to not have problems so far, I'm curious about better ways to travel.
Please offer any thoughts on what you have found to be the most effective ways to carry and protect valuables, be it money belts and/or other methods. If possible, are there differences in types of things like money belts and then which do you find are the most comfortable and/or most effective, less noticeable, etc...