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Medical Insurance

My wife and I are leaving for Europe September 30, for 15 days. We need to obtain medical insurance. We followed a tip on this forum, and went to Insuremytrip.com. One of the policies we are interested in is from a company called Medex. Has anyone had any experience with Medex? Would it be a good company to obtain the insurance from? We will appreciate any comments - thank you.
Bill

Posted by
9100 posts

I've purchased Insurance with them, knock on wood I've never had to file a claim. But I believe they are they biggest travel insurance company out there, and have a good reputation.

Posted by
23269 posts

We were just checking our insurance since we are leaving in two weeks for a month. I know that Medicare does not work in Europe but our supplement BC/BS covers 80% and BC/BS has a network of doctors in Europe that is recommended. If a non-emergency they gave us a call back number to use to find their approved doctors. There is a cap -- could be $20,000/person. So the only thing we are going to carry is evacuation insurance.

Posted by
65 posts

Michael-

Thanks so much for your response, it helps to know that they are a recognized company. I think we are going to buy the insurance from them. Bill

Posted by
12172 posts

Do you not have any insurance normally?

It's a good suggestion to review your insurance to find out requirements when traveling but it seems unusual to have insurance that provides no coverage overseas.

Posted by
39 posts

squaremouth.com is a good website for comparing companies. This is the first time we have purchased the insurance. We purchased with Travelex.

Posted by
65 posts

Brad - We are both on Medicare and have checked it out, and believe that Medicare does not cover us overseas.

Thanks, Bill

Posted by
1357 posts

Medicare, since it's a US government program, wouldn't cover you overseas. Some private insurance companies do provide coverage, but many ask you to pay for the services first and then file a claim when you get home.

Posted by
52 posts

Frank, call back and ask about evac. My BC/BS covers evac also.