Badbie,
Congratulations on your first trip to Europe! Don't worry about last minute. I agree with Jules and cala about Brussels. Compared to Bruges and Ghent it is a disappointment.
If I am guessing correctly, you will leave the states on the 8th and fly back on the 28th. Is that correct? If so, you will have 19 nights there. (Arriving on the 9th). You might want to spend that first night in Frankfurt to adjust to the time difference and get over any jet lag. Or with good train connections, then, yes, go straight to Berlin. Stay 3-4 nights. (That is just 2-3 full days.) The drive to Munich from Berlin takes 7-8 hours and takes you through Nuremburg, where I would definitely stay 2 nights. Munich deserves at least 4 nights (3 full days), IMO. Turn in your rental in Munich. This uses up 10-11 nights. I would skip Belgium this trip, but if you go, fly and spend your time in Bruges, not Brussels. Remember you have lost a day to travel between Berlin and Munich. Of course, you will experience Germany as you drive. You will use a day after Munich either going to Belgium or to Paris. Personally, I would use all the days left In Paris.I consider it to be the capital of Europe and an unforgettable experience!
So, to recap (just my suggestion of course).....
Nights 10/9-10/12 Berlin (3 full days)
Nights 10/13-10/14 Nuremburg (remember most of 10/13 will be driving from Berlin to Nuremburg, so 1 1/2 days)
Nights 10/15-10/18 Munich (you will arrive before noon, so 10/15 will be almost a whole day there, so 3 3/4 days)
You can turn in the car on arriving in Munich unless you have plans for some side/day trip from there. Otherwise turn it in when you leave Munich.
Nights 10/19-10/22 Belgium (fly from Munich to Belgium on 10/19, so 2 full days there...travel on the 19th will take up a good chunk of the day) Train to Paris on the 23rd, about 3 hours.
Nights 10/23-10/27 Paris (4 full days, plus part of 10/23 after a 3+ hour train from Belgium)
Day of 10/28 fly home.
IMO, Paris deserves the most time, so this trip I would skip Belgium and fly to Paris from Munich. But that's me.
Please remember, this is YOUR trip. I just highly recommend figuring out the method and time involved moving from city to city, and counting nights, which lets you know how much you can do and see. With that advice, I defer to your wishes.
Bonne chance and bon voyage!