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How many Euros per day

We are travelling to Europe in October. We are not sure how many Euros to purchase. Our hotels will be paid for by credit card, as will some of our tours. How much should we budget for meals per day?

Posted by
3551 posts

Perhaps u could be more specific as how many people and what countries.
Casual or fine dining, alcoholic beverages or not etc.
Switzerland and England are by far more costly than France.

Posted by
2707 posts

There are as many opinions on this as there are Euro's in circulation. We always land with 100-200 Euro's in our pocket for transportation, coffee, etc. After many trips we usually have some left over but, if not, we buy them with a poor exchange rate from Wells Fargo just to have them. Yes, you could land with no currency and seek out an ATM. We are so fatigued and jet lagged when we land we elect not to use an airport ATM but wait until we are at our hotel, showered, unpacked. When we use an ATM we take enough cash for about a week, but it's a guess. After many trips we are using our zero transaction fee credit card more and more, saving cash for incidentals. AS for meals you don't say where you are going so no clue. And, even if I knew I don't know how you like to dine.

Posted by
2 posts

Thanks for your reply. We are going to be in Rome for 3 days, Paris for 4 days Barcelona for 1 day and then on and off of a cruise ship. Our breakfast are included in the rooms we booked, so we are looking at lunches and dinners. We are not elegant dinners. We will try to be reasonable with our meals. Nothing too fancy or high end.

Posted by
1307 posts

I'm not sure if you asking how much cash to bring from home initially, or how much to bring from home for the whole trip.
I bring about 150-200 euros with me from home (either left over from the previous trip or newly purchased) and replenish from local ATM's as I go along.
Anything I can charge on my Cap One card I will -- no fees and more frequent flyer points.
It's hard to know what you might budget for meals without knowing which countries you will be in and how many meals you will be eating in restaurants as opposed to picnicing from a grocery store or deli.
Many restaurants accept Visa and Mastercard, so no cash needed for them.
And if your hotels offer a free breakfast you can "load up," then have a lovely late lunch and a snack in the evening instead of an expensive dinner.

Posted by
2607 posts

I figure on 100 per day--allows for a meal in a restaurant (or two), smaller snack-type meals as needed, museum entries if I don't have a pass and various small things. Obviously I don't use that much every day, but between buying souvenirs or visiting flea markets it always seems to work out and I haven't brought home more than 50 euro from any trip.

Posted by
2707 posts

We like wine so dinner for us is an easy 75-100 Euro's. Lunch is usually Museum cafeteria or the like and ranges from 15-25 Euro's. But, if the hotel breakfast is good we sometimes just snack at lunchtime. For us dining is a big part of a European adventure and you are going to cities that have great food (and some lousy food as well). Consider a splurge at least once.

Posted by
4898 posts

We budget around €100-125/pp/pd for everything but hotels and transportation. We pay with our credit card whenever possible, so we don't need that much cash. Usually just purchases under €10 or from market stalls, small cash only cafes, etc. We bring a couple hundred Euros from home and then may hit a local ATM once or twice per trip.

Posted by
23313 posts

...... We are not sure how many Euros to purchase....... Not sure what you are asking. For two us for meals, entry fees, local transportation, we plan on about 150 euro a day but it can vary a lot. We bring between 100 and 200 euro from home. Just depends on how much we saved from the last trip. Then hit an ATM every other day or so for 300 to 500 euro as needed. We tend to use more cash than credit card charges - just easier for us. I like cash - quick and convenient and don't worry about credit card fraud. If a discount is available, will pay hotel in cash.

Posted by
7049 posts

Everyone has a different travel style. I overwhelmingly use credit cards and minimize cash transactions unless cash is not an alternative. Credit cards allow me to track my spending much better than cash, which seems to disappear fast with no trail. The only things I use cash for are very minor expenses like transport tickets, coffee, dessert, drinks, etc...and those don't add up to much. Most sit down restaurants and stores take credit cards, at least in my experience (although some definitely don't, so it's best to check and not assume). It's good to have a credit card with zero foreign transaction fees. I don't bother bringing any EUR with me beforehand unless I happen to have some from an old trip. I just use an airport bank ATM. Lunch might cost me 15-25 EUR and dinner 25-35 EUR....it really depends where you eat. You can find places to match any budget and the menus/pricing posted outside will help you decide.

Posted by
5836 posts

My cash management plan is more similar to that described by Agnes. Beyond prepaid expenses I use my credit card (Capital One) to the maximum extent possible beyond minor purchases.

I acquire about $300 USD in local currency on arrival from the airport ATM (200 to 300 EUR, 150 GBP etc). If I need more cash, I would withdraw more from the local ATM. I try to keep enough local currency such that I have enough to get us back to the airport in the event that a credit card isn;t acceptable.

That said, some countries (e.g. Nordic) are close to cashless and less currency is needed even getting to the airport.

Posted by
368 posts

As you can see from the answers above everyone has their own methods. I arrive with Euros and tend to use cash over credit cards. I do better with cash as I know my limit. Unfortunately with credit cards I tend to buy more.

For meals, I eat a good breakfast then get snacks or a small late lunch. I am not a foodie so I don't go to a lot of restaurants. I also can't drink alcohol and need to remember that sodas are expensive if bought in a restaurant.

All that said I try to keep my daily expenses between 50 and 75 euros.

Posted by
23313 posts

If concerned about tracking cash. I use a small envelope (3.5x6.5) in a pocket along with a stubby pencil (generally a golf pencil) and put every cash receipt into the envelope when I get it. I think in most countries there is a requirement for a cash receipt. I have never experience it but I have heard a rumor that in some countries you are require to retain the receipt until out of the establishment and can be checked by the tax collector. Either way I have it since it went into the envelope. At the end of the day I go through the receipts, record the amounts, and toss the receipts. Don't think that keeping track of cash receipts is any difference than keeping track of credit card receipts. Maybe it just dates back to the days when credit cards were not widely accept that we developed the cash habit. We are fine with but always have the cc for back up. Never have any questions about what we were charged or conversion fees. Simplifies the whole tax tip issue also.

Posted by
8486 posts

rosier, we can't tell where you are from, but the costs of meals are not much different than in big cities here in the US (less if you consider that no or low tipping is the custom), so plan on what it be like for you if traveling at home. Only you would know your comfort zone. You can find food anywhere at just about any price point.

Posted by
7049 posts

Don't think that keeping track of cash receipts is any difference than
keeping track of credit card receipts.

I can export my credit card statement with travel transactions straight into Excel. Electronic data doesn't require manual entry of hard copy receipts and is very easy to deal with. I'm not sure what other people do, but I don't track my expenses on a daily basis while overseas. Getting all the transactions electronically in CSV file format at the end of a credit card statement works fine for me (if I don't recognize something, I have the hard receipts as a backup). All I care about is how much I spent in travel category A, B, or C, etc after the trip is over.

Posted by
4159 posts

Please note that most of the responses so far are per person or for one person. That's why the definition of we is important.

If you haven't done so already, be sure to read the RS Money Travel Tips thoroughly. There are many other Travel Tips topics that could be helpful as well.

I usually arrive with € leftover from the last trip. If I have none, I get some at the airport. I mostly pay with cash (which has been safely tucked away in my money belt until I go to the privacy of the toilet to retrieve it).

My husband and I typically average about €150 per person per day on food, local transport, entertainment (including entrance fees to sights) and souvenirs. When I travel solo, my daily cost is much lower. He is not a cheap date.

Posted by
3047 posts

I have been to a number of different countries in Europe. In every one, at every arrival place (train station, airport, bus depot), there is a bankomat. Usually 5-6. Getting currency there is easy, and we have a card which does not charge us fees to withdraw. Getting currency ahead of time seems a waste of prep time. While we are jet-lagged upon arrival, that is not like being comatose. I'd get 300 € on arrival. The only place that was difficult was Istanbul, where they wanted € for the shuttle, but in Turkey, that is not what you get at the bankomat.

Posted by
7688 posts

I usually purchase Euros at the airport ATM (Bank not Travelax). You have about 8 days for meals and entrance to places. I usually purchase about 300 Euros at first, but use credit cards as much as possible. You will need more than 300 Euros for 8 days if you don't use a credit card, but you can always find bank ATMS.

Further, Paris, Rome and Barcelona are three of the most pickpocket prone cities. Don't keep the majority of your money, credit cards or passport in your wallet or purse if female. Wear a money belt or neck wallet and carry just what you need for that day in your pocket.

Posted by
4008 posts

Thanks for your reply. We are going to be in Rome for 3 days, Paris
for 4 days Barcelona for 1 day and then on and off of a cruise ship.
Our breakfast are included in the rooms we booked, so we are looking
at lunches and dinners. We are not elegant dinners. We will try to be
reasonable with our meals. Nothing too fancy or high end.

I have no idea what "reasonable" for you means. Also are you asking us about per day cash PER PERSON or per your group of people? You might want cash to buy bottled water or stop for an espresso during the day. Your daily spending is something you will have to discover for yourself. When you arrive in Europe, go to a bank ATM at the airport (not Travelex) and take out €100 using your ATM card (not credit card) and track how you spend it each day. This will tell you what you'll need each day for the rest of your trip.

Posted by
173 posts

Everyone has their distinct travel style. I belong to the "take lots of cash" camp. Learned this from my father and do it when I travel domestically also. I get several hundred Euros before I leave and use credit cards for larger purchases and trip splurges. I put daily cash and one cc in my crossbody purse and the rest of the cash and second cc in money belt or hotel safe. I learned the hard way to take lots of Euros and a small amount of USD. Happy travels.

Posted by
7049 posts

I usually purchase Euros at the airport ATM (Bank not Travelax)

You're not "purchasing", you're simply withdrawing cash from an ATM in the local currency - Euros. Meanwhile, your account in the US reflects the withdrawal in USD according to the interbank rate and any fees.

Posted by
16894 posts

Assuming you have the money in the bank to be accessed from an ATM, you don't have to worry much about budgeting. Just withdraw more cash when you need it. ATMs are everywhere. My parents never used ATM cards before they started traveling to Europe 15 years ago, but that was the right time for them to do so.