Health Insurance in Western Europe

When you are out of your home country for less than three months, your home health insurance may cover you for emergency treatment abroad, but not for medical evacuation to USA; check the details of your policy. See also:

http://www.ricksteves.com/travel-tips/health/medical-care-in-europe

http://www.ricksteves.com/travel-tips/trip-planning/travel-insurance

Go to www.insuremytrip.com to check prices from different insurance companies. Ballpark for a medevac policy, with $50,000 medical coverage and evacuation would be $5/day/person. Age is a big factor in the cost.

Are you asking about medical insurance or something else? If you are asking about medical insurance, have you contacted your current medical insurance provider to see what their policy is about covering you in Europe for 68 days? If they provide some coverage or none, you need to decide if you can afford whatever costs you might incur if something requiring medical attention happens. Medical evacuation can be very expensive depending on your needs as a patient. If you are on Medicare, it will not cover you in Europe. My wife and I go to Europe every summer for a month and have taken out travel/medical coverage since I turned 65 and joined Medicare.
We used insuremytrip.com to select a company. Thankfully, we have never had an occurrence to file a claim so I can not report on our policies +'s or -'s. Luck you for going for 68 days!

Understand that even if your US policy does cover you it isn't likely to actually pay the provider I Europe, nor is it likely that the provider in Europe will "accept" your insurance card. Odds are, and someone correct me if I am wrong, that you will have to pay cash for the services. I believe that some of the evac insurance coverage's do have some sort of loan value or actual cost coverage to help you check out of the hospital.

If you DO have Medicare, some supplemental plans cover emergency expenses outside the US but I believe even that coverage is limited to the first 60 days of travel.

We've been insured by Kaiser Permanente for years and, since we've been on Medicare Advantage, our coverage has continued through them. They have always reimbursed us for out-of-the-country medical costs. In most cases, we've paid the provider by credit card (we've never been asked for cash) and submitted the bill (in whatever language it was written) to Kaiser. After one night my husband spent in a hospital in Arles, France, I asked where I should pay and was told that I would receive a bill by mail. That came a couple months later (€113 for ambulance ride, full night in the ER, tests, meds, etc.) and I submitted it to Kaiser. They paid the bill, minus my co-pay. We figured they were probably overjoyed to get off the hook for such a small cost.

Kaiser insists that they would also cover medical evacuation if needed, but we haven't had to test that yet.

The only thing that is not clear to me about the Kaiser Sr. Advantage plan is whether they will also pay for one's spouse to accompany the evacuee. I'm guessing not. For that reason, we buy a minimalist policy through squaremouth.com, each time we travel, which does include that feature. However, the cost of a ticket change, even if you have to pay a price difference, is peanuts compared to some travel medical requirements for the injured or sick.