I am wondering if anyone has ever had a problem using their Schwab ATM card at ATM machines in Spain and Paris?
I haven't been to Spain, but I have used mine in Paris w/o any problems. Neither my wife or I have had any issues with our Schwab ATM cards in England, France, Italy, Germany or Austria. My parents also use one and haven't had any problems on 15 or so Europe trips, however none have been to Spain.
We do always call them in advance to let them know where/when we will be overseas. Same with credit cards.