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Foreign exchange fees

Using plastic money for purchases in Europe frequently prompts questions about fees -- exchange fees, account service fees. The New York Times subsidiary Wirecutter has assembled a guide to what American credit card companies charge. It includes regular fees and minimum account limits as well as what's charged for purchases in Europe. It also points out that some domestic brands are less widely recognized abroad; MasterCard and Visa seem to be accepted everywhere.

https://thewirecutter.com/money/credit-cards/no-foreign-transaction-fee-credit-card/

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4063 posts

BofA Travel Rewards is my go-to international credit card as there is no int'l transaction fee nor an annual fee. That's all that matters to me since I travel overseas a maximum of 2x/year. I won't pay an annual fee for a card I use only when I'm in Europe.

I'm also a Merrill/BoA client so I don't pay for ATM fees here or abroad on the debit card.