A few points...this was not a Continental Airlines plane. It belonged to Colgan Airways which flies certain routes under the Continental banner.
Colgan recently started flying this type of aircraft and it was the largest type in their fleet. Up until last year, Colgan was a privately owned airline. It has since been sold to Pinnacle Airways.
As a former private pilot, I'm going to guess that it was icing conditions that caused the plane to go down even though we won't know officially for months.
The last fatal airline crash in the U.S. was the Comair flight in Kentucky in the summer of 2006.
Considering how many airline flights there are a day, we've had two crashes since the Comair flight...the USAir plane in the Hudson where, thankfully, everyone got off safely. And this one, sadly, where no one did.
To get a driver's license, you have to pass a simple written test, pass an eye test, and show you can safely handle a car. No big deal.
To become a captain of an airliner, even a regional one like the one that crashed, you have to have logged at least 2500-3000 hours of flight time- and renew your license every six months which consists of a full physical and a simulated flight test where numerous emergencies are thrown at you. If you don't pass, you don't fly. (Even though first officers don't have to have anywhere near the experience of a Captain, have rules to follow. If they are flying the aircraft and there is a hint of a problem, the captain will take control of that aircraft immediately.
I feel much safer flying on any type of commercial airliner than I do driving with some of the idiots on the highway near my home. And that's saying a lot because pilots can be the worst air passengers since we know what's going on "up front."
BTW...most regional jets you fly on are not owned by the major airlines even if their name is on it.