I've read that you can't have a 0 as the leading # in your pin in Europe???
Can't confirm that but imagine another poster will. I do know that your pin # needs to be only 4 digits though. Easy to change. Just go to your bank.
Not true in my case. I have one that begins with zero on my WaMu ATM card. Works just fine. Two other rules that you should observe. 1) do not exceed 4 numbers and 2) no letters in the PIN. Numbers only.
Regarding the letters in your PIN, you actually do not have letters, you have numbers, it is just that to help you remember, a letter has been associated with the number as on a phone dial. All you need do is know the number associated with that letter since ATMs in Europe do not have the letters on the buttons. No need to change the PIN.
The PINs for both of my ATM cards commence with a zero and I have used them everywhere in Europe for years. This is one of those myths that will not die !
I have a PIN that starts with two '0's. (Let's see that makes the chances of you guessing it 1 in 99, but then you don't know my card number, either). It has always worked. But, the keypad in Europe has only numbers.
If I remember correctly, one of our European-based posters mentioned a few days ago that the "beginning with a zero" problem ended about a decade ago when European banks went to an upgraded ATM network system.
Mine also has a 0 as the first number, and I have used it in Ireland, UK, Spain, China, and Costa Rica with no problems.