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ATM Pin Numbers

I've read that you can't have a 0 as the leading # in your pin in Europe???

Posted by
9263 posts

Can't confirm that but imagine another poster will. I do know that your pin # needs to be only 4 digits though. Easy to change. Just go to your bank.

Posted by
6898 posts

Not true in my case. I have one that begins with zero on my WaMu ATM card. Works just fine. Two other rules that you should observe. 1) do not exceed 4 numbers and 2) no letters in the PIN. Numbers only.

Posted by
8124 posts

Regarding the letters in your PIN, you actually do not have letters, you have numbers, it is just that to help you remember, a letter has been associated with the number as on a phone dial. All you need do is know the number associated with that letter since ATMs in Europe do not have the letters on the buttons. No need to change the PIN.

Posted by
8293 posts

The PINs for both of my ATM cards commence with a zero and I have used them everywhere in Europe for years. This is one of those myths that will not die !

Posted by
19284 posts

I have a PIN that starts with two '0's. (Let's see that makes the chances of you guessing it 1 in 99, but then you don't know my card number, either). It has always worked. But, the keypad in Europe has only numbers.

Posted by
4555 posts

If I remember correctly, one of our European-based posters mentioned a few days ago that the "beginning with a zero" problem ended about a decade ago when European banks went to an upgraded ATM network system.

Posted by
9371 posts

Mine also has a 0 as the first number, and I have used it in Ireland, UK, Spain, China, and Costa Rica with no problems.