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ATM's in Europe

I know this can vary bank to bank, however what is the "average" withdrawal limit on an ATM in Europe?

Posted by
2876 posts

Generally you'll be able to withdraw whatever your own bank sets as your daily withdrawal limit. Sometimes ATM's in heavily touristed areas will have lower limits. This is so that the machines won't run out of cash during the day. From the postings on this board, this seems to happen most frequently in Italy. All you would have to do in this circumstance, would be to go to a second ATM.

Posted by
23282 posts

or you just do a second transactions at the same ATM. That is what I would do since that ATM worked.

Posted by
1825 posts

Check your bank for fees, most are high. I went with Capitol One Online bank. Free debit card, no fees, $600 limit per card per day so we got two cards. Notify your bank ahead of time for International travel.

Posted by
9363 posts

Richard, she is asking about withdrawal limits, not fees. There several low-fee or no-fee options for ATM cards, but that isn't what was asked.

Posted by
1216 posts

Hi Amy. In my experience, it's 250 Euros. Enjoy your trip!

Posted by
10344 posts

Unfortunately, there's no one magic number applicable to all ATM's in Europe. See posts 1 and 2.

Posted by
362 posts

It varies account to account at your bank. You need to ask at your ATM bank what is your 24 hour withdrawal limit. If unsure you can ask the same visit you are notifying them of your travels. My bank and credit card even asks and documents the countries of travel and dates for security reasons. You have to convert the 24 hour withdrawal dollar amount to euros, so if you have a $300 limit you may only be able to withdraw 220E. My banker suggested I may want to go to a $500 daily limit but I didn't feel like I needed that much. My bank sticks to the 24 hour rule so if you use your debit as a credit card too it may be very easy to hit your limit early in the day. I use my cc for shop purchases and hotel costs and ATM cash for resturants and daily incidentals. Initially I usually get two consecutive days of maximum cash withdrawals with most left in my money belt under my pants. Have a good time

Posted by
2746 posts

You may also want to find out how the bank calculates 24 hours. is it 24 hours from the first withdrawal? Or is it daily - in which case you need to know what time is 12:01 AM for your bank as opposed to your local time.

Posted by
332 posts

I can verify that I have withdrawn at least €300 and £300 and the equivalent of $518 from ATM's in Europe. I don't know what the average limit is or how much more I could have withdrawn at a time. I had my bank set my limit at $600 per day and could have set it higher. Have you seen Steves' advice? "If the ATM won't let you withdraw your daily maximum, you'll have to make several smaller withdrawals (and incur extra fees) to get the amount you want. Request a big amount on the small chance you'll get it. If you're lucky and the machine complies, you'll save on fees. If you're denied, try again, requesting a smaller amount. " http://www.ricksteves.com/plan/tips/money-travel-tips.htm

Posted by
134 posts

My limit has been 250 Euro per day. I do not know if it was my bank or the ATM that limits me. I suspect my bank.

Posted by
12172 posts

My bank limits me to $600 per day. Although I've heard of some European ATMs imposing smaller per transaction limits, I don't think I've run into one. I have had a handful of incomplete transactions at ATMs over the years. It's possible I just thought the ATM wasn't working for some reason, when the problem was really a transaction limit.

Posted by
11507 posts

I requested a higher withdrawal limit from my bank, when I figured out what their limits meant in Euros I knew I didn't want to be running to ATM every two days.