When purchasing annual insurance from a company like Allianz, do you get the Premier or Executive coverage? If the premier, do you increase your limits? Thanks!
Posted by
Lynnwood, Washington
10085 posts
It really depends on your personal needs. Remember that you only need to insure non refundable expenses. If you book hotels with 24 hour free cancellation, that is probably not a cost you need to insure. A non refundable major expense is. Do you have health coverage that works overseas? Then you need less medical than a person who does not. Insurance coverage needs to match your personal needs, not just be what someone else has done.
Posted by
Freedonia
18736 posts
Compare the policies and see which fits your needs. I got the higher policy because my trips last up to 90 days. IU also increased the coverage but I'm big on insurance.
I'm with Allianz. But I have a seperate evacuation policy with Medjet.