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Can insurance cover delayed passport?

I plan to travel to Belgium October 25, but my passport may not be issued because of a government shutdown. Would travel insurance work in that situation? I’ve already purchased non refundable airline tickets.
Bill

Posted by
7013 posts

Do you have a policy for this trip? If so, I would suggest you read through it and see if it’s covered. That can change from one policy to the next, so it all depends on which one you have.

Posted by
11500 posts

Do you already have some travel insurance. If not, buying it now for that circumstance, is like buying insurance on your home the day after the fire.

How long ago did you submit your passport application? New or a renewal? USA?

If your passport does not arrive in time, hopefully you can get a credit for your airfare for future travel.

Posted by
23467 posts

The only thing that would cover is "cancel for any reason" policy. If you have that then you are in good shape because you don't need to specific reason to cancel. However, that coverage needs to have been purchased with a few days of your original reservation. Good luck.

Posted by
23467 posts

You are not going to have that type of schedule change with four weeks to go. But the question is ---- Is travel insurance in place now? Because if it is not in place, then there is no point in having this discussion because it is a dead issue.

Posted by
7719 posts

Another thing to do is check with your airline. Since covid, most have dropped change fees, and that non-refundable ticket probably can be canceled for an e-credit with the airline, for use on your next purchase. This is the case with Delta (though their basic economy may have some restrictions).

Posted by
23 posts

I have read from travelers about instances where people have contacted there congress representatives and able to get an extremely expedite on their passport and got it in a very short time.

You need to exhaust all your options as there is still time in getting your passport.

Good luck!!

Posted by
2913 posts

Did you call your Travel Insurance company and ask them? What was their answer?

Posted by
402 posts

Don't give up hope yet. I just got my passport back 23 days after I mailed my renewal. No, I didn't pay for expedited service, and yes, I'm amazed. Mailed to the Texas office and sent from the Tucson office in case that makes a difference.