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Which rail pass?

My wife and I are flying to Munich in september, then we are taking a train from munich to zurich then to lucerne. Our next leg will be from Lucerne to Murren and staying 4 days in murren. Then we are taking an overnight train from Interlaken to Ghent? Can anyone give us advice if we should buy a rail pass, a swiss pass and buying other tickets a la carte, a regional pass doing the same thing, or a half card pass for switzerland and just buying our other tickets outright? too many options out there, and we are trying to find the cheapest way. Thanks!!

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For some of your routes you can benefit by booking well in advance and getting discount fares. Munich-Lucerne (one connection in Zurich): Book ASAP (up to 92 days allowed) on the German Rail site to get a discount fare as low as €49.00. Lucerne-Muerren: The standard 2nd class fare is 47.60 CHF. No discount for advance purchase. Muerren or Interlaken Ost to Gent: 1. The standard 2nd class fare for Muerren-Basel is 73.60 CHF. The standard 2nd class fare for Interlaken Ost-Basel is 56.00 CHF. No discount for advance purchase.
2. There is a CNL night train that leaves Basel at 22:12 and arrives in Cologne at 05:43. Book up to 92 days in advance on the German Rail site to get discount fares. 3. Booked up to 92 days in advance on the German Rail site, you can get a discount fare as low as €19.00 for a Thalys train from Cologne to Brussels. 4. Brussels-Gent: The standard 2nd class fare is €8.50. No discount for advance purchase. Will you be riding any high mountain lifts when you're in Muerren? To determine whether or not you would benefit from buying either a Swiss Card or a Swiss Transfer Ticket, go here.