What costs do you figure in when the insurance company asks the "cost of trip" I have no idea what to figure into the "cost". At what point is this a figure relevant? Flight, Car rental? None of the insurance sites have qualified this question. Thanks
Posted by
Los Angeles, CA, USA
1449 posts
I add in flights, hotels, car rentals, prepaid train tix, etc. Basically the non-refundable costs you would still have to pay if you had some problem during the trip and had to return home.
Posted by
Newport Beach, CA, USA
769 posts
Usually in a group tour - like an RS tour - it would be all the amount you will need to pay upfront before you leave. Also the airline and rail pass etc. Usually there is a special caveot for extra coverage if you sign up within 14 or 21 days of paying the deposit - so check for that if its a benefit/issue etc. If you didnt pre-pay for anything (doing it on your own) and used miles (paid a small fee vs a 1500$ ticket) - then you dont have much out of pocket up front - and you may just consider a medical evac coverage instead of trip interuption.