Is Travel Guard rental collision insurance equivalent to the collision damage waiver I can buy through the rental car company? Is it different from personal accident insurance? My quote from Hertz charges $34.36/day for CDW and $9.16 for personal accident insurance. If the Travel Guard at $9/day is the same as the CDW, then it seems like a good deal.
Here's Rick's discussion of that http://www.ricksteves.com/plan/tips/carrental_cdw.htmA complete and accurate answer to this potentially important money decision, actually requires an insurance expert and borders on a legal question. That's why I suggest you carefully read Rick's discussion and then carefully consider your options.