I've got this pen pal who is a complete nut for frequent flyer miles via credit cards. Now, I kind of avoid credit cards. I've got one or two store ones, and two Visas, one of which I got for its lack of transaction fees overseas. I'm rather leery of them b/c years ago I got into Big Debt with them.
She has pointed out to me that I can earn s/thing like 60K points with American Airlines if I get their card AND spend $3K in the next three months. I went on the FlyerTalk forum to their Newbie forum and asked if there is any way to predict how much in dollars these points would be in airfare. The answer was that unlike British Airways, AA doesn't go dollar-for-point. There's also a terribly confusing chart on AA's site that I can't decipher.
Now, I do spend over $1K a month, but that includes my rent, which I cannot pay with a credit card. I have very few bills, live quite frugally (rarely go to restaurants, no daily Starbucks, etc.), spend $100 a month on gas for the car. I'm not sure I'll hit the $3K mark. I suppose I could buy a new wardrobe or something, and I would of course buy my plane ticket with said card. But I'll admit we are not the average American household and don't have a lot of disposable income. I suppose I could arrange to pay my utilities for three months with a credit card...
So...I guess my question is: Should I jump on the frequent flyer bandwagon? Is it really going to be worth it?
(I admit, I'm going a little bit nuts right now checking airfares. Trip is not until Memorial Day weekend 2018 and of course I'm worried prices will rise...)