I am looking at the cost difference between refundable and nonrefundable United Airline tickets for my RS space and Paris tour next year. The price difference between the tickets is under 500. What it looks like I can do is purchase now and if I see a price drop between now and October I can get a refund for the full amount and repurchase the less cost tickets for a savings. Has anyone done this before? If so did it work out?
Also if I have refundable tickets do I need to insure them under my travel insurance policy? I don’t see any benefit and the price to add them is more expensive than the price difference between the two tickets.
Thanks.