If I go to the window at a train station in Germany to pay for my ticket do they take credit cards? I know some of the machines only take credit cards with a chip in them but I still might have to use my credit card to pay for my travel.
Last October (2007) I bought a rail ticket at an automat in Würzburg. It only took credit cards, not cash, so I had no choice. My credit card does not have a chip, but I worked. I did not try to my card at a window, but my gut feeling is that they are more likely to take a non-chip card than is a machine.
Bottom line, in Germany, pay cash. If you can't afford to pay for the trip, don't go. At least get a loan and use it to pay cash. Bank loans have much better interest rates than credit cards. Putting your trip on a credit card is the worst possible way to go.
I will have the means to pay off my credit card in full at the end of my trip. I did not choose the timing of this trip so I am just trying to get the most out of the time I have there with the funds I will have at the moment.
We don't (yet) have the extra chips on our credit cards which is why every automat will accept your non-chip card. If you walk up a ticket desk they'll add a service charge of €10 or so per ticket so buying at the machine makes more sense. The machines only take debit and credit cards, no cash.
Thank you Andreas. I see this is not going to be a problem then. I will use the machines. I don't have a problem with that.