I'm the person who had to cancel a trip to Ireland at the last minute due to the illness of my mother a few weeks ago.
I notified Trinity College dorms and Railtours about the cancellations within the limits to get a full refund.
It was multiple nts at Trinity and a 4 day trip with railtours for two people.
Total credits have now been posted to my VISA, but I got almost $60 more back than I had paid. I guess I did pretty well with the dollar/Euro fluctuations!
Now I can start planning for next year.................