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Embossed number credit card for European car rental.

I rented a car through Auto Europe and noticed the voucher said I must use a credit card with embossed (raised) numbers. I haven’t seen a card with raised numbers in years. I did some googling and read past posts in the RS forums and got mixed results - lots saying it’s not really a thing and some saying they’ve been denied the car if they didn’t have raised numbers on the credit card. I emailed the rental company (Europcar) to verify for my peace of mind but they wrote back “ Please be advised that Europcar requires the credit card to have embossed numbers the same as the other companies.”. Anyone have any recent experience with this? Any suggestions? Are there still cc companies that used embossed numbers?

Posted by
5570 posts

My credit cards from Chase and Citi have embossed numbers.

Maybe try a different rental company. I can’t imagine they are all requiring embossed cards.

Posted by
363 posts

@ Dani

All my credit cards have embossed numbers. Mastercard. All issued within the last 2 years.

However, my debit cards and multicurrency debit cards are not embossed. All credit and debit cards are chip and PIN. Tap and go with domestic transaction limit without pin authorisation set at at $200AUD and International tap and go limit set at zero.

Checked with my wife, all her credit cards are embossed. Mastercard and Visa. Latest Visa issued June 2023

Regards Ron

Posted by
11243 posts

Hmm, had to go look at my cards... Visa: B of A, Citi and Chase , not embossed.
CapOne M/C- not embossed

Amex- embossed.

No idea if an embossed version can be requested.

Posted by
1792 posts

If they require embossed cars they are going to turn back a lot of customers. Cards not being embossed is the default now. What do they need it for? Use of those old CC imprint machines is no longer allowed.

Posted by
6921 posts

I have an upcoming rental with Europcar and indeed I see the same requirement. My credit cards are embossed, but still, sounds weird given that nobody uses the old imprint machines anymore in Europe

Posted by
3892 posts

Just checked our cards from Capitol One - embossed. We rent through Sixt. I looked at their website and nothing is mentioned about embossed Numbers.

Posted by
4150 posts

Interesting, I've never had a credit or debit card or even seen one without embossed numbers. Now that I think of it, with tap and chip cards I have to wonder why they are embossed, possibly as a back to make a carbon copy if all systems go down.

Mastercard is doing away with the magnetic strip on credit cards.
https://www.mastercard.com/news/perspectives/2021/magnetic-stripe/

From the article:

The magnetic stripe will start to disappear in 2024 from Mastercard
payment cards in regions, such as Europe, where chip cards are already
widely used. Banks in the U.S. will no longer be required to issue
chip cards with a magnetic stripe, starting in 2027.

“It’s time to fully embrace these best-in-class capabilities, which
ensure consumers can pay simply, swiftly and with peace of mind,” says
Ajay Bhalla, president of Mastercard’s Cyber & Intelligence business.
“What’s best for consumers is what’s best for everyone in the
ecosystem.”

By 2029, no new Mastercard credit or debit cards will be issued with a
magnetic stripe. Prepaid cards in the U.S. and Canada are currently
exempt from this change.

I have to wonder if this will create chaos for some Americans in Europe or for tourists visiting the US. On my recent trip to Florida I was surprised how few places we visited had tap technology. One large chain restaurant actually swiped my card and had me sign even though Mastercard hasn't required signatures in years. I wonder what would have happened if my card didn't have the magnetic stripe?

Posted by
1792 posts

My cards are all not embossed, and I like that, as that means a slimmer wallet.

What is also interesting is that my new (Swiss) cards also have a portrait orientation, in stead of the landscape orientation that was common, and that there is no place to sign them, as that is no longer required.

Basically in Europe it's Chip+Pin or Tap (+ sometimes Pin) all the way.

Posted by
651 posts

None of my cards are embossed. On one there's nothing on the front except for the bank logo and my name while the number and expiration date are on the back.

Posted by
4185 posts

Interesting. I just re-read my AutoEurope voucher for a Sixt car in Ireland and there is no mention of an embossed card. However I also checked my Cap One, Chase Sapphire Preferred, and my 2 Citibank Mastercards - and all are embossed (some more than others).

Posted by
4 posts

I appreciate everyone’s replies. It’s an interesting conundrum. I have a Costco Citi Visa - I called to inquire about getting an embossed card but they said they can’t do that. I think I will book with a different rental company that doesn't have that crazy requirement. I’d hate to show up at the rental desk only to be denied because I don’t have the right credit card.

Posted by
20254 posts

As long as you have a Costco Card, check prices through Costco Travel.

Posted by
1 posts

Just rented a car from Europcar in Edinbugh last week and did not require a raised letter CC. Just tap. I think this is a non-issue.