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Car Rental Insurance Coverage-Really Need PAI?-Personal Accident Insurance

Hi all! Renting a car in France. Using my credit card insurance benefit to cover Collision & Theft. Trying to figure out if I need PAI - Personal Accident Insurance. Anyone been through this before and know. I'm having a hard time getting an answer to this one. I have a generally good health insurance plan. Thanks for any input!
-France

Posted by
1260 posts

Hi 'France'. I use my credit card insurance also. In my opinion / experience, there is no need for PAI.

Posted by
23568 posts

Just be sure of the fine print. There has been more than one report on this site about the difficulty of getting the credit card company to cover the accident.