A lot can happen between now and September 2022 when I'm going on the South of France tour. That year and half away is creating some "what-if" worries.
My original intention was to only get Medical (GeoBlue) and Evacuation (Medjet) since yearly plans are cheap by comparison. If I buy those near the time I leave, they will also cover the trip I'm planning for spring 2023. That trip probably won't be a tour so is easier to self-insure. This tour cost and airfare is a bit steep for me to self-insure. Now I'm thinking of adding a cheap comprehensive plan to cover those or only doing the cheap comprehensive and Medjet.
I found AXA Gold plan on Squaremouth. It does not include Cancel for Any Reason but does include Cancel for Medical which is my biggest concern and Trip Interruption. Pre-existing conditions are covered if I buy before 6/9/21. I have not read the complete policy yet -- 38 pages of legalese, Yikes!
Has anyone used AXA? What was your experience? I'm trying to keep the comprehensive cost near $600 and, as you know, age affects cost. And do you have an opinion about combining insurance? I know there are multiple threads out there about travel insurance. It's this time gap that has not be talked about. Maybe others of you are wondering the same thing.
As always, thanks for your help. Now that the trip is reality (well almost, waiting for confirmation), I know I'll have a lot more questions.