Travel Insurance- multiple countries

I had this question also when I first purchased travel insurance years ago. I called the company and they said to enter the country in which you will spend the majority of your time. Yes, they would cover the other countries we visited.

That being said, be sure to call Allianz to confirm this information.

It's insurance, so don't trust them too much. Get something in writing indicating they acknowledge all the places you'll be travelling.

I had to file a claim recently and they wanted to see my boarding passes and train tickets to prove I was actually there. Because of course I could fake a receipt from a Vienna doctor and convince Amex to process the charge ...

Interesting in this day and age of travel and ease of travel they only allow one destination. I would concur and write them by email to get clarification or maybe use squaremouth and check out other agencies for peace of mind.

We routinely buy travel insurance for multiple countries as cruise itineraries almost always involve several countries. This is very common and absolutely not a problem. They do only ask you to name just one country. I have always been told to just list the starting point or the country we will be spending the most time in. I do make it clear in my e-mails exactly where we are going so as to have it in writing because the only people I trust less than politicians are insurance companies.

Agree with LetsJustGo. Always have something in writing.

When you click on the box for country on the Allianz website, it shows this:

If your trip involves multiple destinations, please enter the destination where you’ll be spending the most time. It is not necessary to list all destinations on your policy.

So yes, according to Allianz it will cover multiple countries. In my experience, Travelguard does the same thing. You just enter one country. They don’t need a full itinerary. If you have any doubts, call them.

We just bought annual trip insurance from Allianz for our RS eastern France tour in June. It seemed to be a better deal than their regular insurance. I called and it will cover every trip we take in the US and international. Hopefully, we won't need to use it.