Getting ready to pull the trigger on either Travel Guard or Trawick Travel Insurance (open to others but needed to narrow down the options). I'm trying to determine different scenarios in order to ask the right questions to the travel insurance companies about their covid coverage and wanted to check on if there are any real life experiences that anyone on this board can share.
Has anyone tested positive upon arrival in Europe and was not able to start the RS tour? Has anyone tested positive during the tour and had to leave the tour. What happens in those scenarios? Do you isolate in the country you are in for 5 days and then fly immediately home? Do you continue to travel on your own according to a similar itinerary to your original one and set up your own transportation and hotel arrangements? Does the travel insurance company assist in this? Does RS credit the full prorated amount for the tour days missed for both traveling companions even if only one tests positve? I'm going to make phone calls to RS and insurance companies today but wanted to see if there are any real life examples on this board.