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paris apartment rental and trip cancellation insurance

I will be traveling to paris and plan to rent an apartment for 8 nights. I found a beautiful place on trip advisor which is managed by Paris Rental Connections. Has anyone had any experience with this agency? Also, they want us to send all of the cost of the apartment prior to arrival and it is not refundable unless the apartment is rented by someone else. any recommendations about travel insurance is also welcome. Thank you so much!
lynn

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