Liability Insurance on Rental Car

In regards to the Liability Insurance that is included with the rental cars basic coverage for cars in France (that is included in the price and required)---Does that Liability Insurance cover the full cost of fixing someone else's vehicle if you have an accident? Has anyone ever had an accident in France with a rental car that used the AmXpress PREMUIM Car Rental Insurance? I know that this policy does not cover liability insurance as it is covered by the rental car company in the cost of renting your car.

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