cashout of atm in Munich

does bendigo have a branch open/free call number somewhere today that you can ring and talk about it?

Leonnie,

I'm not familiar with Bendigo, but the first question that comes to mind - is your Son trying to access a chequing account or a savings account??? In order to access cash at European ATMS, cash must be in a chequing account with a four number PIN.

If he's going to be in Munich for a while, one possibility would be to send another card to him via Courier.

I suppose it's too late now, but having a second ATM card and/or a credit card is a really good idea when travelling.

Good luck!

Hi I would like to thank everyone for their help on my son getting cash out in Munich. Aparently you have to go to an ATM with A + sign on it as this is for international traveller sign. One again I would Like to THANK YOU
Regards Leonnie

It's not so much for international travelers. Each bank "subscribes" to different systems or networks such as STAR, Cirrus, Coop (for credit unions), A+. Debit cards also have either a Visa or Mastercard logo.

Every ATM will have a list of networks they accept and each card will have the name of the networks they subscribe to.

There are two other potential problems with debit card use when traveling.

First, the bank uses fraud detection software which decides your ATM withdrawal in Munich is outside normal patterns, declines the transaction and suspends your card. You get past this by talking to the bank ahead of time and planning a backup (just in case).

Second, daily limits can get tricky (especially with exchange rates). A typical daily limit would be $500 (about 300 euros). Some cards allow more and some less. Know your daily limit. The limit is usually refreshed at midnight local time at your home bank. Ask your bank for your limit and when it is refreshed