Hi- I've been reading up on rental car insurance, but it can be pretty confusing. I've found a range of $77 - $250 per week for additional coverage. I want to make sure that we're completely covered, although not overpaying.
I found a pretty good deal through Alamo, and the description of the Collision Damage Insurance is as follows:
"Coverage Limit $35,000. Coverage does not apply in countries or states where the sale of this insurance is prohibited by law. If the Insured rents a car while on his/her Trip, and the car is damaged due to collision, theft, vandalism, windstorm, fire, hail or flood, while in his/her possession, the Insurer will pay the lesser of: (a) the cost of repairs and rental charges imposed by the rental company while the car is being repaired; or (b) the Actual Cash Value of the car or c) the Coverage Limit shown above. "
What if we run off the road and we hit some else's car? Is that the right coverage we need? Any info is appreciated.