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Insurance4CarHire or DailyExcess.com?

I'm puzzled. When I contacted an auto rental company, they told me that super CDW would add 15-30 E/day to the cost, with the exact daily price determined at the airport at the time of pickup, depending on the car (ie, 210-420 E for a 2-week trip). But I'm finding prices of less than 100 E at websites DailyExcess.com and Insurance 4 car hire. Can anyone help me understand this? Are these websites offering something different from super CDW? Any experience with them? Thanks for any information!

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