Dubrovnik Sobe wants payment in Euros

The sobe wants payment in Euros. We are coming from the US and will first stop in London. No Euro country stops planned. Is it hard to get Euros in Croatia? If so, does that mean we have to get them before the trip?

Posted by Agnes
Alexandria, VA, USA
616 posts

Offer to pay them in their local currency - the kuna. I doubt they will object. They post prices in Euros to cater to Europeans, but it's never wise to pay in Euros if you don't have to.

Posted by Sheila
23 posts

When they quoted the price, before we booked the room, the proposal was in euros. The confirmation email from the sobe also said euros. I am wondering if anyone has run into this issue. Offering to pay in local currency is a possibility but I am hoping to hear from anyone who has run into the issue before.

Posted by Agnes
Alexandria, VA, USA
616 posts

I have ran into the same issue when I booked an apartment in Dubrovnik. I had to pre-pay 20% via credit card (price quoted was in Euros) and I asked the owner to pay the remaining 80% in kuna (in cash) given that day's exchange rate (I made sure I knew what the place would cost me in either currency ahead of time). The owner was flexible and I paid in kuna. For what it's worth, if you're in a touristy area, you should be able to withdraw in Euros or in Kuna from an ATM without any issues. If you need change from the owner for your payment, I hope she/he gives you kunas back you can use with local merchants.

Posted by Matthew
Kihei, HI, United States
112 posts

Also if you pay with a credit card they often can charge it in Euros.

Posted by Will
Columbia, SC
315 posts

I stayed in an apartment in Dubrovnik that was quoted at 25 euros a night for two nights. When I went to pay, the owner said, "Euros or kuna, it's all the same to me." In my case since I happened to have a 50 euro bill, that was easiest for both of us- no calculations to do or change to give. I don't think these proprietors could demand euros and refuse their own currency- that would be totally unreasonable. Just make sure you know the equivalent amount in kuna.

Posted by Harold
New York, NY, USA
2811 posts

Just because the price was quoted to you in euros, don't be sure that they actually will insist on euros, or even want euros, for the payment. In many countries, it's standard to quote prices in euros, but payment is in local currency, converted at the time of payment. In Turkey, all five of my hotels quoted prices in euros, but wanted payment in Turkish lira (whether by cash or credit card). In Hungary, three places quoted prices in euros; one preferred euros but took forints (with a slight add-on for conversion; apparently they had to pay certain bills in euros), and the other two wanted forints, with no "penalty."

Posted by Paul
Cedar, IA, USA
2370 posts

Kunas should be just fine, check ahead, but most places quote euros as much out of convienance to their many European guests as a desire for a hard currency. If you really pressed, even US Dollars may be accepted. Same as in Mexico, often I am quoted in Dollars, but pay in Pesos

Posted by Charlie
Honolulu/Seattle, HI/WA, USA
1833 posts

I was there last month and used my debit card to get local currency from ATM machines. The couple of ATM machines I used gave me back local currency but I found lots of places that advertised prices in both local currency and Euros. There were lots of ATMs around so you should have no problem in getting money once you get there.

Posted by Fred
San Francisco
2684 posts

Hi, Since you say the official business (quoting the price, etc.) was done in Euro, I would pay in Euro. I would not be surprised if they indicated a prefernce for Euro.

Posted by James
1766 posts

In Europe in general some apartments are owned by foreigners who want to collect their money in Euros because it is more stable and/or doesn't require conversion to their home currency (where you always loose something). If they quoted you in Euros be prepared that if you pay in the local currency that the exchange rate that the apartment owner requires many not be as good as you hoped. As for pulling Euros out of a local ATM; I won't say that you can't do it in Croatia, I never noticed it if you could but then I wasn't looking for it either. I have never seen an ATM in Budapest that dispensed Euros so anyone going that way shouldn't count on it. I would suspect that between your point of arrival and your apartment you can find a currency exchange to get your Euros. Why don't you write the apartment company and ask them for assistance on that count. Bet they would be pleased to assist and answer all of your questions. If not you might want to consider what that means.

Posted by Fred
San Francisco
2684 posts

Hi, You can reasonably assume that since the price was quoted in Euro, the confirmation letter, etc., they are prepared for the transaction with you to done in Euro. With all the Austrian and German tourists going to Croatia and Slovenia, doing the business in Euro is quite normal. If they charge your credit card in Euro as if you were in an Euro country (France, Austria, etc), then that day's exchange rate will be indicated on your statement and you'll see the amount in US dollar. That's what I see on my bank credit card statements.

Posted by Laura
Virginia, USA
2888 posts

My experience has been different from Fred's. I have had several times where I have been quoted the price in Euros, but on checkout, the invoice was presented in local currency. This happened to me back in 2008 at a hotel in Dubrovnik; the price was quoted in Euro but the bill was in kuna. I had the same situation last year at a hotel in Warsaw, Poland. I would suggest that you simply email the sobe and ask if they will accept payment in kuna; that is really the only way to know.

Posted by Fred
San Francisco
2684 posts

@ Laura...actual experience is real evidence than relying on logic. Your point is well taken. I can relate to your experience in Warsaw (never been to the other places), where the final bill was in zlotys. Each of the small hotels I stayed at in Poland did likewise. But would they have accepted payment in Euro? Anyway, the topic was never brought up? In London I saw that one or two(?) of the B&Bs I stayed at accepted either Euro or GBP.

Posted by Dejan
36 posts

According to my experience (Slovenian, going to Croatia regularly), local currency is accepted everywhere and in most cases it's also the only one that is accepted, the days when people preferred "hard currency" are long gone. That said, many tourist places on the coast will offer to accept euros, but the rate may not end up being very fair. As far as quoted prices go, quoting in euro really is the norm nowadays with the internet, it's just easier for tourists (most of which are from the eurozone), there are more people that have a general idea of how much 100 euros is worth as opposed to 700 kuna, even though it's roughly the same value. The bill will always be in the local currency, though, that's the law in most, if not all, European countries. My advice is that the best rule of thumb is if they don't specify anything regarding payment in another currency, assume payment is in kuna only. I'd say in a way it's fairer to the locals, too. They have to deposit their money in the bank or spend it in the local businesses, which means they'll have to exchange those euros for kunas sooner rather than later, losing time and money in the process.

Posted by Kay
Minneapolis, Mn, USA
37 posts

We also stayed on a solo last year. We paid in Kuna, however the price quote was in Euro. It made no difference which way we paid the owner. She would take either. Lots of ATM machine, so no worries.