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american credit cards in Poland

I will be meeting up with several other Americans in Poland in August, and some folks in the group have been concerned about their American credit card being accepted. Does anyone have recent experience with credit (and or debit) in Poland? We will be in Poznan and Nowy Tomysl. Thanks.

Posted by
3122 posts

Visa and Mastercard are accepted worldwide. Just be sure to inform your CC company and bank of your intention of using your cards while travelling so your account isn't frozen from suspicion of fraudulent usage.

Posted by
9100 posts

You won't have any major problems. Any business that deals with tourists on a regular basis has the hardware to read our magnetic strip cards.

Posted by
1078 posts

have traveled all over Poland over the last 5 years' and never had a problem.

Posted by
2876 posts

Our Visa and MC were accepted everywhere in Poland last fall, but a couple times we ran into the "dynamic currency conversion" issue. That's where they ask you if you want to be charged in dollars or in zlotys (the local currency). As has been discussed previously on the Helpline, when and if this happens to you, always choose zlotys. That way your card issuer will determine the exchange rate, not the local merchant.

Posted by
11 posts

thanks for the assurance that we'll be fine everyone, I can pass this on to re-assure the nervous folks. And thanks for the reminder about choosing the local currency when given a choice, I was forgetting that! Do any of you know about ATM machines in Poland, particularly Nowy Tomysl (if anyone has been there)? I'd assume there will be lots like most places, but I have not found actual addresses. Anything different about Polish ATM machines compared to most of Europe?

Posted by
3122 posts

"Anything different about Polish ATM machines compared to most of Europe?" I know there's a joke there somewhere..........

Posted by
2876 posts

"Anything different about Polish ATM machines compared to most of Europe?" No.

Posted by
11 posts

thanks Tom, I'll pass all this info on to my traveling companions.

Posted by
12172 posts

We were in Poland last summer and had no problems with either debit or credit cards.

Posted by
108 posts

We just returned from Krakow on the 21st. We had no problems with ATMs or credit cards while there. Ashley

Posted by
7 posts

We just returned from three wonderful weeks in Poland. We had no trouble with our cards whatsoever. We did notify our cc companies before we left. American Express is not as widely used as Visa & MC. Enjoy!