Two words - travel insurance.
It was surprisingly inexpensive for the amount of coverage offered. (We had about $6,000 in coverage for cancel anytime/any reason and it was about $350. Last year we lost out on $1,000 in airline tickets because TAP never provided an option for our cancelation/refund because we had booked so far in advance. So honestly, $350 to ensure that doesn't happen again - yes please! Also, if you don't use it you can roll it into another future trip. If it is a covered reason (like coming up positive for COVID), you get full coverage refund. If they just change, let's say the quarantine requirements, then you get 80% of the cost covered. If you are delayed in travel (like due to a positive COVID test trying to come back home) it will also cover additional expenses for hotel stay, etc. Not only this, but you're also covered for medical expenses and more.
I'm not an insurance sales person, I swear! Just got burnt last year and found a wonderful solution for it this year! I never, ever ever opt for insurance coverage. I always take the chance. But with the ways things change so suddenly and with the way things have been, I was all for it this year.
I've booked everything with confidence this year getting the stays and flights I want for our 2 week stay, knowing I won't lose out on all that money should anything happen. Just food for thought!!! (I got ours through AAA, just FYI) However, DO NOT book anything until after you purchase the insurance. I found out the hard way that you MUST purchase the insurance before making a payment on ANYTHING or that specific purchase won't be covered.
Good luck! Hope we can all make it there this year!!!