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Half Fare Pass or Jungfrau Pass?

In September we plan to take trains from Innsbruck to Luzern (where we'll ride a lake steamer) and then to Lauterbrunnen for three days, where we will ride the Jungfraujoch train and take at least two gondolas/cog rail rides. Then we will take the train from Lauterbrunnen to Zurich airport. Should we purchase the Swiss Half Fare pass or the Jungfrau pass? Would appreciate any advice.

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The best way to assess this is to do a detailed analysis, listing each train and lift and boat with full fare, then calculating the discount with a half fare card and the pass. I do an Excel spreadsheet each time we go to Switzerland (we’ve gone half-a-dozen times) based in what we plan to do. Yeah, it takes time, but you will stop second guessing yourself.

Sometimes we buy an HFC as well as a regional pass (usually the Berner Oberland Reg Pass).