for a 1:40 pm flight you need to be at the airport 3 hours prior which is 10:40.
If you are in Lauterbrunnen the trains take 2H40 into the airport. So the latest you could go is on the 7:32 am train down the hill from Lauterbrunnen to Interlaken Ost, change to a main line train to Bern, change there for a train right to Zurich Airport, arriving 10:14.
The only problem is that the connection at Interlaken Ost is only 7 minutes which with luggage and the stress of the last chance could be tight. The change in Bern is 10 minutes, again you will need to get a wriggle on. At Bern the two ways down and up between the tunnel and platform are a staircase from one side and a ramp on the other side. The ramp is quite long but relatively shallow, the stairs are quite steep. I prefer ramps with my disabled wife and we usually make connections easily, but we know exactly where we are going - many years experience there - and we don't have a plane to catch.
You only need one thing to delay you and the plans can go out the window, and unexpected things do happen sometimes.
If I were in your shoes I would have the two of you on the 7:02 (also includes a 3 minute cross platform change at Spiez as well as the ones in Bern and Interlaken Ost), or the 6:32 which only has one connection at Interlaken Ost and the train goes then straight to the airport.
But you know the two of you, your tolerance of risk and acceptance of additional cost, and your overall fitness.... Just don't start for the airport to late. Grab that last pastry and put it in your pocket instead of an extra cup of coffee.....