I'm trying to book an insurance policy for my upcoming trip to Spain and Italy and I am wondering if I need both travel insurance and travel medical insurance? I found a travel medical plan (from WorldTrips) that covers covid quarantine reimbursement if we test positive and have to stay extra time, it also says it covers travel interruptions, natural disasters, political evacuation, baggage loss & more, so I don't see a reason to buy travelers insurance as well. Please let me know if I'm being naive in buying just the medical plan and if I should buy one over the other or both. Thanks!
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