My wife, my in-laws and I will be leaving for Spain/Portugal on Thursday, and we'll be there for just over two weeks, driving all over the place. I've read through the Renting a Car section in Rick Steves' 2016 Spain guide, and I still have a few car-rental/driving questions:
For those of you who have rented cars in Spain/Portugal, have you encountered any bogus charges? If so, which company charged you these amounts? (Bigger question: Are there companies I should avoid?)
For those of you who use your credit card's insurance benefit (CDW), Rick Steves writes that "[y]ou'll technically have to decline all coverage offered by the car-rental company, which means they can place a hold on your card (which can be up to the full value of the car)" (p. 962). This would probably prevent me from using my credit card thereafter, right? Have any of you encountered this? If so, which company did so? (I would want to avoid them - as I hope to use my credit card there on rare occasions - though cash will be the default.)
I've had my credit card company send me a letter I can show to Spanish authorities, establishing that I'm covered under the credit-card policy (if I go ahead and use my credit card for the rental). I assume the letter is ok as proof of insurance?
For those of you who have used credit-card insurance or those who have paid for basic CDW (with a high deductible), have you often had claims against you for microscopic scratches? Anything you felt was unjustified - or exorbitant? If so, which companies did you use? And for those with credit-card insurance, how was this resolved? You just sent the receipt to your credit-card company? Or was it difficult to resolve?
We plan on driving a lot on this trip, and my wife is interested in a big car for the four of us. If we get a larger car, how much of the small towns will be inaccessible? I know that some have narrow streets - but of course, we'll be driving so much that comfort would be nice.
We're currently hoping to visit lots of small towns and out-of-the-way places. However, Rick Steves writes, "Small towns come with speed traps and corruption. Tickets, especially for foreigners, are issued and paid for on the spot. Insist on a receipt (recibo), so the money is less likely to end up in the cop's pocket" (p. 963). How often have you encountered this corruption? Were you issued tickets when you were below the speed limit? Are there any infamous towns or regions to avoid? Also: How far over the speed limit is acceptable? In the USA, it's generally ok to go 5 mph over the speed limit. Incidentally, it's my understanding that it's best to remove the car-rental stickers on rental cars to avoid being targeted.
Gas stations: Do American credit cards work there at the pump, and you're able to be charged in Euros (to avoid DCC)? Or are you always obligated to go in? I plan on using cash for the most part, but I'm just wondering.
Thanks for reading through my million questions!
Brent