Has anyone used this Portugal Travel Insurance? I'm heading to Portugal in mid-August, and I'm mainly concerned that if I test positive before heading back to the US after 12 days in Portugal (I'm fully vaccinated and plan to be careful/mask/eat outdoors, etc.), I would like insurance that will cover lodging/food and any airfare difference if I have to quarantine. Thoughts other suggestions on travel insurance that covers travel delays due to COVID? Thanks!
What your are looking for is tripping interruption insurance. However, COVID is often excluded so you need to read the fine very carefully. My guess is two things -- it will be very expensive because of the potential total cost if needed. It may be very difficult to find given the current situation.
You do realize this insurance is not available in the US? I suggest you check insuremy trip.com. I doubt you will find coverage for a quarantine but who knows.
I didn't know it wasn't available in the US, but thanks for pointing that out.
You do realize this insurance is not available in the US?
What I read about availability in the US is no longer posted so I could be wrong.
.... calling them to verify..... Is practically worthless. No verbal discussion or understanding will hold up if challenged. You need to verify the statement in the fine print that covers your situation -- make no assumptions. And, ask what proof (documentation, etc) is require to file a claim. The fine prints needs to specifically address the question of quarantine.
There definitely are travel insurance plans to cover delay due to quarantine. Here is an interesting article from Forbes: https://www.forbes.com/advisor/travel-insurance/what-travel-insurance-covers-covid-quarantine/
Gail...thank you for your suggestions re: Squaremouth. I will check them out.
Not sure if this is the best place...but I wanted to share that I just learned the rapid COVID tests are available everywhere in Portugal (pharmacies, grocery stores, some hotels, etc...) and they only cost a few euros! Wouldn't it be nice if we had that option here in the US?!?
When I want an insurance product, I buy from a company that is regulated by my state’s department of insurance. Some products (for example auto rental CDW) look like insurance but are not. I would not rely on a policy or contract in another country.