Is it easy to get Euro's at Lisbon airport ATM's Is there a charge
ATM cash machines are available at departures and arrivals pre- and post-security.
The atm will charge you a fee but you have to ask your bank if it will charge you for being out of network.
I didn't specifically look for ATM's at the airport when I was there a few months ago. There are lots available in Lisbon so you shouldn't have any trouble finding one.
One point to mention is that you'll need to pay attention to the menu choices on the ATM's to make sure you don't get charged extra fees for the "convenience" of having the withdrawal charged directly in your home currency. That practice is called Direct Currency Conversion (DCC) and you'll pay more than if you have the withdrawal processed in the local currency and then converted by your bank at home. All the ATM's I used in Lisbon were configured that way.
thanks to the 2 responses. Any idea on the percentage charge. My local bank has a $12 dollar handling fee and the exchange they quoted me through their intermediary (Travelex I believe) seemed excessive. It doesn't charge a fee of its own, however. I believe the Rick Steves travel tips suggested getting euro's at the airport as the best alternative.
So far, every time I have seen dynamic currency conversion (DCC) on an ATM, it has been an option; you could always choose to have the withdrawal recorded in the local currency rather than dollars. Assuming Lisbon is not different from Spain, you just need to read the screen (English will be an option) and make the right choice.
There are ATM-style machines placed by currency-exchange companies, Travelex being one, and those may not be less expensive to use than your bank's services. Look for a machine placed by a bank, and read each screen presented to you, to find out whether there are any extra charges for use of the ATM. If the machine is going to charge you a usage fee, you just have two choices: pay the fee or look for a different machine.
We were in Lisbon in 2011, so it's a long time ago. Back then, the ATM's would only dispense 400 Euro per card per day. That was because of potential fraud. Perhaps someone else has more recent experience. If you need more cash than that, you need a second debit card on a second account OR a different family member using their debit card on the same account.
We have never been charged a special or flat fee by any European ATM provider or by our financial institutions for using a European ATM to get local cash. Our accounts are all at credit unions. They do charge a <1% exchange rate which they call a Foreign Transaction Fee. It's a pittance compared to the total cost of the trip. It was about $25 for my 6-week trip to the UK last year. As best I can tell, there were absolutely no Foreign Transaction Fees for any credit card purchases for either credit union.
In case you haven't been there, go to this RS Money section for lots more information.
There are ATMs at the airport in Lisbon. My standard procedure is to retain "leftover" euro from my last trip to the eurozone for the following trip. If I not, then skip over to an ATM and withdraw cash. It's never been a problem. But if so, I'll use cash and exchange such for euro at a foreign exchange booth...never had to do this. As to ATM surcharges, if I recall correctly, the last time in Spain, there was such to use ATMs. My bank rebates all those charges and also has 0% foreign transaction fee. Finally, while most credit unions are international traveler friendly and issue debit/ATM cards with no foreign transaction fees, mine does not. Credit unions are not all equal.