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Third Party Insurance Coverage -Norway Rental Car

Posted by on

Hi! We are from the US and are about to rent a car from Evenes Airport for 5 days using Hertz. Hertz is telling us that they do not offer coverage in the event we cause damage to third party or people. My auto/liability policy does not cover me outside the US. What do I do to ensure I have coverage in case I hit someone's grandma or run into a barn? Please help.

Update!! I found this link below which I believe shows that Hertz does offer third party insurance coverage if I were to damage property or persons while driving the Hertz Rental Car. Agreed??

https://www.hertz.no/rentacar/misc/index.jsp?targetPage=noNO_forsikringer.jsp

Statutory liability insurance is taken out for all cars. The insurance is mandatory according to the Vehicle Liability Act of 3 February 1961 (BAL), and is included in all Hertz products in Norway.

The insurance covers liability in accordance with the liability defined in the Motor Liability Act, including damage to a third party's person, property or assets. For damage to assets, the insurance has been extended to cover damage up to NOK 2 million in addition to the provisions of the Motor Liability Act.

For more information on liability insurance, click the link, select rental office, click select for reservation and then select "Third Party Liability" from the drop-down menu

Posted by
2512 posts

It sounds like a misunderstanding. Third-party is compulsory and a legal requirement so it will come with the car hire.

All car hire companies offer additional insurance - it's good business for them.

Posted by
3 posts

I thought so but The Hertz International Team has made it clear that I will not be covered. I have not been able to contact the location directly since I am in the US.

Posted by
6416 posts

That's very strange. According to Norwegian law all cars are required to have third party insurance that covers damages up to 100 million NOK.

Posted by
3 posts

Is there something I can share with Hertz that might clear up the situation? I'm nervous that I might not have adequate coverage and rebooking with a different company would be very expensive at this point. $$$ I am hoping this a misunderstanding.

Posted by
27142 posts

It's extremely rare to encounter a customer-facing employee in Norway who doesn't speak excellent English. Although it may be a bit costly to phone Norway--believe me, it will be trivial compared to the cost of everything in Norway--I think you should do that so you can put your mind at ease. I don't think you'll have any communication difficulties.

Posted by
599 posts

Update!! I found this link below which I believe shows that Hertz does offer third party insurance coverage if I were to damage property or persons while driving the Hertz Rental Car. Agreed??

Agreed!

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