I have visited Switzerland (about 2 years ago) and used my VISA credit card to no only insure the entire rental (by me declining all coverage). Trust be told I damaged the rental and VISA paid a very ridiculous pant repair of $4,000. Fast forward now...
Now I'm trying to rent a car for a weak in Norway and the SiXT representative is telling me I cannot decline their insurance? WTH? My contract reads
Rate includes all kms Theft protection (IF Skadef.) Loss Damage Waiver
with NWR Loss Damage Waiver with an excess of NKR 10000.00 Theft
Protection with an excess of NKR 10000.00
I emailed the rental company and asked them to remove all insurance, as I would like to "decline all insurance" and the representative wrote back:
Unfortunately, we can not take away the standard insurance. Anyone who
rents a car from Sixt, must have standard insurance.
According to the VISA card rules: To activate coverage, complete the entire rental transaction with your eligible Visa card and decline the collision damage waiver (CDW) coverage if offered by the rental company.
Does anyone have any concrete information on how consumers should deal with declining CDW whilst renting from SiXT or any other car rental company in Norway?